At EI Consulting, we help Indian small and medium enterprises unlock capital from their biggest dormant asset—Owned Property. Our Loan Against Property (LAP) solutions allow you to raise funds for Business Expansion, Working Capital, Operational gaps, or Debt Restructuring by leveraging commercial or residential property—even if Banks have said no.
Unlike traditional business loans, LAP offers lower interest rates, longer repayment tenures, and larger disbursal amounts based on your property’s value. We specialize in arranging customized loan structures, even in challenging profiles involving low CIBIL scores, bounced EMIs, or irregular cash flows.
Whether you’re a manufacturer, trader, developer, or service business, we assess your property and business case holistically and secure LAP through our national network of Banks, NBFCs, and Private Lenders. Our experienced team ensures a seamless process—from valuation and documentation to disbursement.
LAP Services Covers
End-to-End LAP Advisory
From loan eligibility and property valuation to final disbursal.Collateral Assessment & Structuring
Funding based on residential or commercial property owned by the business or promoters.Customized Loan Structuring
Flexibility in EMI design, tenure, and repayment terms to suit business cycles.Low Credit Score Solutions
Loan approvals even in complex cases with credit challenges or missed repayments.Private Lending Options
If Banks decline, we activate our private lender network to get you funded.Bridge Financing & Working Capital
Use LAP to bridge delayed receivables, finance large orders, or manage seasonal cash flow.
Why Us
Expertise in High-Ticket LAP Deals
We focus on ₹5 crore+ structured loans, suited for Indian SMEs with large funding needs.We Handle Complex Credit Files
Banks may reject, but we assess your file creatively and make the deal work.Pan India Property Coverage
We arrange LAP across all Indian cities and industrial zones, with physical or remote processes.Fast Turnaround with Minimal Hassles
Get offers within days, not weeks—with guidance through every document, form, and compliance need.Private and Institutional Network
We bring together Public Banks, NBFCs, and Private Investors to find the best offer for your profile.Ethical, Transparent, and Confidential
Your trust is our priority. We ensure every discussion stays discreet and aligned with your interest.
EI Consulting is your trusted partner for all your Loan Against Property needs. Whether you're a small startup or an established corporation, we're here to help you optimize your sales strategies and drive growth.
Contact us today to discuss how we can tailor our Loan Against Property services to your unique requirements.